# Credits and billing > How credits are spent and topped up, what the Usage page tells you, what happens at zero, and how the plans compare. Unifunl.io Support help-center article in Account & billing. Language: en. Updated: 2026-08-20. Every help-center page has a Markdown twin — append `.md` to its URL — and an `llms.txt` that covers it and everything under it — append `/llms.txt`. ## This article - [Credits and billing (Markdown)](https://support.unifunl.io/en/help/account-billing/credits-and-billing.md): the full article text, ready to read - [Credits and billing (page)](https://support.unifunl.io/en/help/account-billing/credits-and-billing): the rendered page ## Sections - [How credits work](https://support.unifunl.io/en/help/account-billing/credits-and-billing#how-credits-work) - [When credits run out](https://support.unifunl.io/en/help/account-billing/credits-and-billing#when-credits-run-out) - [The plans](https://support.unifunl.io/en/help/account-billing/credits-and-billing#the-plans) - [Payment methods](https://support.unifunl.io/en/help/account-billing/credits-and-billing#payment-methods) - [FAQ and troubleshooting](https://support.unifunl.io/en/help/account-billing/credits-and-billing#faq-and-troubleshooting) - [What's next?](https://support.unifunl.io/en/help/account-billing/credits-and-billing#what-s-next) ## Related articles - [Team and roles](https://support.unifunl.io/en/help/account-billing/team-and-roles.md): Invite colleagues by email, understand what Owner, Admin and Member can each reach, and keep an eye on your seat count. - [Test and activate your agent](https://support.unifunl.io/en/help/ai-center/test-and-activate.md): Rehearse with Live Test, then go live with the Active switch — and understand how it differs from AI Autopilot. - [Workspace settings](https://support.unifunl.io/en/help/account-billing/workspace-settings.md): Your workspace name, logo and plan information — plus the settings sidebar that gets you everywhere else. ## Optional - [Account & billing](https://support.unifunl.io/en/help/account-billing/llms.txt): every article in this category - [Help Center](https://support.unifunl.io/en/help/llms.txt): the whole help center